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 GERLING – KONZERN ALLGEMEINE VERSICHERUNGS-AKTIENGESELLECHAFT Address of Agency Certificate of Insurance Agency Open Cover Number GERLING SERVICE NEDERLAND N.V. Herengracht 520, 1017 cc Amsterdam / The Netherlands Tel.: (20)5249213 Telefax: (20)6268093 Telegrams: Gerlingnet This is to certify that under the above-named open cover insurance is granted to ORDER For account of whom it may concern. Sum insured: USD123,046(USD one hundred twenty three thousand forty six only) Insured goods DEMINERLIZED WHEY POWDER Gross weight: Net weight: Shipping marks: Packing: 121380.00 kgs 119000.00 kgs CH/99/66.908 -------------- DALIAN CHINA 4760 25kg in 4-ply paper sacks with inner polyethylene liner and big bags in 7x20’ containers as per contract no. CH/99/66.908 and as per LC no. LC8230074/99 Insured Voyage Place of commencement of insurance Interior of Helsinki Finland Via Rotterdam the Netherlands By means of transport With mv Sea Nodica and Lindoe Maersk Shipping date September 15, 1999 Conditions To Dalian, P.R.C. 1. Marine Insurance (ADS) and Special Conditions for Cargo (ADS Guterversicherung 1973) 2. Conditions of the above-mentioned open cover. 3. From the conditions overleaf the following are applicable. 9, 10, 11 4. Cover applies to the voyage between the places of commencement and termination of insurance mentioned above as per Warehouse to of _____ days after discharge from the ocean vessel at the part of destination. 5. In addition: claims payable in China in currency of the draft, covering ocean marine transportation All risks, War risks. Claims are payable to the bearer. The certificate is made out in 3 originals. If a claims is paid against one of them the other(s) with be void. Important instructions to be followed in case of loss or damage see overleaf. Claims Survey Agent ( to be called in when claims exceed the amount of DM2000.- or countervalue in other currency) Huatai Insurance Agency & Consultant Service Ltd. 115 Sidalin Road Date September 12, 1999 GERLING – KONZERN ALLGEMEINE VERSICHERUNGS-AKTIENGESELLSCHAFT Dalian China tel (411)2654528, 2630872 fax (411)2804558 Telex 86222 picc cn